Get a FREE Quote Today - Call 1-916-626-3305
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- 5842 Lonetree Blvd
Rocklin CA 95765
phone 916-626-3305
fax 916.471.0311 - All content is copyright of RCBoden Insurance
All Rights Reserved
License# OE61740
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Auto Insurance
If you think getting auto insurance is a pain in the neck, imagine those people who have to pick up pieces of their life after they meet with an accident without any insurance!
Getting the best auto insurance for your individual needs is just a click away! We have made the entire process pain-free, so you can drive your car with the peace of mind in knowing that you are covered in case of an accident.
If an accident occurs, our auto insurance policies provide financial coverage to pay any resulting vehicle damages, property damages, and/or medical expenses. The amount of money the policy provides versus the amount of money you pay out of pocket will depend on the type of coverage you purchase, the financial limits of the coverage and your deductible.
Auto insurance not only protects your automobile but it also helps restore assets that might be stolen, damaged, or lost. In some cases, auto insurance can help you in the unfortunate event of a lawsuit.
To get secure automobile coverage, simply fill out the Quote Form and you are ready for a smooth ride. You may also talk to our experienced insurance agents online!
Get an Auto Insurance Quote
or call us 1-916-626-3305Health Insurance
It takes only a few minutes to get a health insurance plan but what is important is to get the right plan. After all, you don't know when and how you're going to need it.
R.C.Boden Insurance offers a wide variety of health plans including individual and family health insurance, group health insurance, HMOs, PPOs, POS, indemnity plans, short-term health insurance plans, dental health insurance and international travel health insurance.
Our comprehensive health insurance plans and policies, combined with free online health insurance quotes and live agent support, enable you to choose coverage that is right for you.
Our simple, no-obligation Quote Form makes it easy to secure individual and family health insurance quotes online, and to find a health insurance policy that protects your needs and the needs of your loved ones without burning your pockets!
For details, call us or discuss your requirements with our agents online!
Get a Health Insurance Quote
or call us 1-916-626-3305Group Health Insurance
It's already well-understood that one of the surest ways to gain access to affordable, high-quality health coverage is through an employer--the premiums will tend to be much lower, and will frequently be at least partially covered by the company itself. Not everyone has access to such benefits, however: contractors, entrepreneurs, and others that have non-standard working arrangements frequently find themselves at a disadvantage while negotiating with health-insurance companies. Those who arm themselves with the right information before making a move will tend to obtain far better results than those who stroll unprepared into the fray.
What many people who are seeking health coverage don't realize is that it is possible to benefit from the same economies of scale that large employers enjoy, but through other means. Employer-provided health benefits, it turns out, are actually a form of group insurance, which (in its most basic form) is an arrangement between an insurance provider and a large group or organization to furnish availability of health insurance to its members. Group insurance, in one form or another, can be obtained through a number of different organizations, companies, societies, or professional associations. While most varieties non-employer-provided group insurance won't pay a portion of their members' premiums, they all enjoy the advantages of a stronger bargaining position in the insurance market, meaning far lower costs for each policy-holder.
Why Group Health Insurance?
One of the most important benefits of group insurance is that the premium costs for each member may not be risk-based; in other words, a policy-holder's risk factors (such as age and gender) do not directly affect what that person pays. This is only possible because membership in the group is based upon something other than health-care needs--situations where groups of people in need of medical care band together in order to improve their bargaining position would not fall under this category, as their increased cumulative risk would result in higher individual premiums, rather than lower ones.
Another major benefit of group insurance is eligibility: under most group-insurance arrangements, members who sign up for health coverage remain eligible to renew their policy for as long as they retain membership in that group. This is a far better arrangement than most individual insurance policies, as such contracts frequently allow the insurer to decline renewal if the insuree's risk factors have increased substantially up to that point.
Access to some form of group insurance can be obtained in more ways than can reasonably be listed here, varying by location, age, educational status, and myriad other factors. We recommend that you investigate your options to the fullest, and make use of the information resources that are available.
Get a Group Health Insurance Quote
or call us 1-916-916-626-3305Life Insurance
Life insurance is an important part of your personal safety net, especially if you have financial dependents. R.C.Boden Insurance, a leading provider of life insurance, will work with you to find easy and affordable life insurance solutions. With us, you can be sure that your loved ones will be taken care of now and in future.
Benefits of Life Insurance:
- Family protection to provide financial security to surviving family members following the death of the insured.
- To pay for children's education.
- Insurance to cover a particular need such as paying off a mortgage or consumer debt upon the insured person's death.
- Business insurance to compensate a company following the death of a key employee, or to provide a surviving partner the resources to buy out the deceased partner's share of the business.
- To provide the funds necessary for the deceased person's burial expenses.
- Accumulation of funds to supplement retirement income.
To learn more about our customized insurance plans, contact us or simply fill out our no-obligation Quote Form.
Get a Life Insurance Quote
or call us 1-916-626-3305Home Owners Insurance
Your home is one of the most prized possessions of your life. When you have invested so much in a home, it makes sense to get insurance coverage in case any unfortunate event strikes.
Your Home Owner's Insurance Policy will cover the following:
- Damage to your home and other structures on your property
- Personal property such as furniture and other household items
- Fire and smoke damage
- Theft and vandalism
- Personal Liability coverage in case someone gets injured on your property
- Loss due to fire and explosion
However, a traditional home owner's insurance policy does not cover all natural disasters such as floods and earthquakes. If you reside in a high-risk area, then it is advisable to opt for comprehensive coverage.
When you choose us as your Home Owner's insurance provider, you get:
- Access to our 24/7 customer service center
- Reliable advice for your home owner's coverage
- Fast and hassle-free processing
- Regular updates on important matters related to your policy
- And most of all, the trust that your home is in safe hands
Get a Home Owners Insurance Quote
or call us 1-916-626-3305Renter's Insurance
You may not own a home and your landlord may have insured the building. However, you still need to protect your belongings from theft, fire or any other damage whether you are at home or away.
Rental property insurance, like any other kind of insurance, should be well researched before you buy it. Some companies offer policies at rates that sound unbelievable. The problem is, if it sounds too good to be true, it usually is. After securing that "unbelievable" insurance deal, people often discover that they weren't covered for their losses.
So when you get renters insurance, make sure that the company has a good reputation and that the specifics of the agreement are outlined in the contract. Don't just take the company's word that something is included in the agreement. Make sure that it is in writing and that you have a copy of the contract.
Get a Renters Insurance Quote
or call us 1-916-626-3305Business Owner's Policy
Your business is subject to many unforeseen risks and events even when you leave no stones unturned to ensure that everything is in order. The best way to protect your valuable assets is by getting them insured under the most comprehensive plan possible.
A Business Owner's Policy (BOP) is the most appropriate tool that can offer your business the maximum protection it needs. A BOP not only comes loaded with multiple insurance policies, but it also has the flexibility to change in proportion with your business.
Benefits you get from a BOP:
- Property Insurance - Offers coverage for your company's physical structure (building) and its contents such as inventory, office equipment, furniture and computers.
- Business Interruption Coverage - Offers coverage for lost profits and expenses until the business is operational again. Business interruption could be due to many factors, such as loss or repair of machines or equipment.
- Crime Insurance - Offers coverage for lost or destroyed company assets either by employees or someone else.
- Liability Coverage - Offers coverage against civil suits for accidents, product liability, copyright infringement, injury or property damage.
- Vehicle Coverage - Offers coverage for rented or borrowed vehicles.
As a business owner, you not only benefit from an umbrella policy, but you also get to pay premiums that are less than the cost of purchasing individual insurance packages separately.
Talk to our business insurance specialists at 916.517.1742 or fill out the Quote Form today to learn how you can benefit from a customized Business Owner's Policy.
Get a Business Insurance Quote
or call us 1-916-626-3305General Liability & Property
Running a business is no child's play. Getting insurance for your company assets and people is a good start, but it's not enough. You also need to protect your business from legal action in case you ever get sued for bodily injury or property damage. That's where a General Liability Insurance policy can offer you financial coverage in case of any unforeseen event.
A General Liability & Property Insurance policy will offer you the following benefits:
- Bodily Injury - Covers the cost of care and the loss of services resulting from injury
- Property Damage - Covers for the physical damage to property of others or the loss of use of that property
- Product Liability - Offers coverage for any product-related injury or accident
- Products-Completed/Services Rendered - Provides liability protection if an injury resulted from something your company made or service your company offered
- Others - Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Explosion Damage; Water Damage Liability Protection and Advertising Injury
It is also important to know that General Liability Insurance does not protect your business from professional errors or negligence. General Liability Insurance is quite complex and not all insurance companies divulge coverage details.
Talk to one of R.C.Boden Insurance specialists today to learn all the benefits you can accrue from your General Liability Insurance Policy.
Get a General Liability & Property Insurance Quote
or call us 1-916-626-3305
R.C.Boden Products & Services
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